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Richie is a married woman with three children. She is a very hard working entrepreneur. Richie is 43 years old and all of her children are in school.

Richie has a natural medicines business in the Philippines. She requested a PHP 19,000 loan through NWTF in order to buy more natural medicines and vitamins to offer for sale.

Richie has been in this business for thee years. In the future, Richie would like to save enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 678
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Richie to buy more natural medicines and vitamins to offer for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2014
Jul 29, 2014
Currency Exchange Loss:
Aug 17, 2015