Ulufale is 41 years old and unwed with 3 children. She owns and operates a small store selling a variety of items. She has been doing this for 2 years. Ulufale needs a loan to buy a new display fridge, a chest freezer, snacks, frozen goods, canned food, a sack of onions and a new hanging scale. She hopes to use her profits to pay for her children's education. She became a member of SPBD this year to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.