Her main source of economic income for her family comes from sowing and growing coffee, but she has also worked as a beekeeper on a small scale for several years. She does this as another small source of income and learned the trade from her parents, who taught her everything about bee-keeping and about growing coffee. The land she farms and where she has her apiaries was bought from her parents-in-law and is around 3 kilometers away. Her customers are general stores, brokers and intermediaries among others for the sale of coffee beans and various neighbors for the sale of bottles of honey.
She is applying for a loan in order to buy supplies such as fertilizers, manure and foliares (plant fertilizers that are absorbed through the leaves) among others, which will help to protect and maintain her coffee crops.
Her plans include building a brokerage to store, process and buy and sell coffee. In terms of her family she wants them to move forward and to be able to help them with their studies so that they can continue running the family business, improving their quality of life and that of their future children.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!