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Yolanda
Yolanda is a 33-year-old woman who is a farmer, like her family before her. Her partner is also a farmer and her principal support for the activities she carries out in the fields. She is a mother to three children, who help their parents in the fields and in the home. Only one of them studies in the local school.

Her main source of economic income for her family comes from sowing and growing coffee, but she has also worked as a beekeeper on a small scale for several years. She does this as another small source of income and learned the trade from her parents, who taught her everything about bee-keeping and about growing coffee. The land she farms and where she has her apiaries was bought from her parents-in-law and is around 3 kilometers away. Her customers are general stores, brokers and intermediaries among others for the sale of coffee beans and various neighbors for the sale of bottles of honey.

She is applying for a loan in order to buy supplies such as fertilizers, manure and foliares (plant fertilizers that are absorbed through the leaves) among others, which will help to protect and maintain her coffee crops.

Her plans include building a brokerage to store, process and buy and sell coffee. In terms of her family she wants them to move forward and to be able to help them with their studies so that they can continue running the family business, improving their quality of life and that of their future children.
View original language description ↓
Yolanda es una mujer de 33 años quien es agricultora por descendencia familiar la cual está acompañada siendo su conyugue también agricultor y apoyo principal en las diferentes actividades que son llevadas a cabo en el campo. Ella es madre de tres hijos quienes ayudan a sus padres en el campo y en el hogar pero solo uno de ellos estudia en la escuela de la comunidad. Su mayor fuente de ingresos económicos para su familia es la siembra y cultivo de café pero también en pequeña escala se dedica a la apicultura desde hace varios años teniendo esta actividad como otra pequeña fuente de ingresos aprendiendo varias actividades por medio de sus padres quienes le enseñaron todo sobre la crianza de abejas y cultivo de café. La tierra que cultiva y donde tiene sus apiarios fue comprada a sus suegros siendo la cual está ubicada a 3 kilómetros aproximadamente siendo sus clientes las bodegas, beneficios, intermediarios entre otros para la venta del grano de café y los diferentes vecinos para la venta de la miel en botella. Ella solicita financiamiento para poder comprar insumos como fertilizantes, abonos, foliares, entre otros que ayudaran a dar protección y mantenimiento a sus cultivos de café. Entre sus planes esta la construcción de un beneficio para almacenar, procesar y hacer la acción de compra/venta de café. En cuanto a su familia ella desea se superen y poder ayudarles con sus estudios para que puedan quedar administrando el negocio de la familia mejorando su calidad de vida y la de sus futuros hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 31
    View loans »
    Honduras Loans Fundraising
  • $8,248,075
    Funds lent in using Kiva
  • 21.0
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,300 helped Yolanda to buy agricultural supplies to help with her coffee crops.
0% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 22, 2014
Listed
Jul 30, 2014
Currency Exchange Loss:
Possible