Update on Maria OrfelinaMaría Orfelia is 51 years old. She lives is the Pomahuaca district, a community with a warm climate, located in Jaén Province, which belongs to the Cajamarca Region in Peru’s Northern Sierra. The people are engaged in farming, trade, and raising cattle. Maria is engaged in selling general groceries, and her business is located in her home. She is requesting a loan of 1,000 nuevos soles from Edpyme Alternativa to purchase a large quantity of ice cream as well as soda, mineral water, and cookies. With this investment, she will generate more income and, in this way, be able to improve her quality of life.
Ella se dedica a la venta de abarrotes en general, su negocio se encuentra ubicado en su domicilio, ha solicitado un préstamo a Edpyme Alternativa de 1 000 nuevos soles para la compra de mayor cantidad de helados así como la compra de gaseosas, agua mineral, galletas y con ello le generar mayores ingresos y así poder mejorar su calidad de vida.
Previous Loan DetailsOrfelina is 50 years old. She lives with her grandson in the district of Pomahuaca located in the Cajamarca Region, two hours from Jaén, in the northern mountains of Peru. The climate is hot and the inhabitants grow fruit like mangoes, oranges and pineapples. Orfelina sells ice-cream, candy an... More from Maria Orfelina's previous loan »
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Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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