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Caminemos Al Futuro  Ii Group
In this Group: Ubaldina, Maria, Cintia, Liz Magaly*, Maria Elena, Elsa*, Luis Beltran, Margot Salome, Juan Peter, Sonia Emperatriz, Luz Marina, Eulogia, Valentin
* not pictured

Update on Caminemos Al Futuro Ii Group

Maria, is a member of the communal bank: CAMINEMOS AL FUTURO II. The bank is located in the province of Cusco, in the department of Cusco.
The member, Maria, is 50 years old; she has 3 children and is single. The member alternates her daily activities with a shoe manufacturing business.
The member has worked for years in this business; she is doing well thanks to the effort that she puts into the business every day. The member sells the shoes to all of the clients that make the request, such as friends, family members and others. The member hopes to continue working in order to support her family.

The member is requesting a loan to purchase supplies, such as leather, among others.

The other members work in hardware; in a travel agency; selling chocolates and food; selling shoes and providing internet services.

The members in general are grateful for the opportunity that is provided to them and they are committed to complying with the payment of their different loan installments within the established time period.
View original language description ↓
La socia María pertenece al banco comunal CAMINEMOS AL FUTURO II, el banco está ubicado en la provincia de Cusco y departamento de Cusco.
La socia María tiene 50 años de edad tiene 03 hijos y es soltera, la socia alterna sus actividades diarias con el negocio de elaboración de zapatos ,la socia lleva años dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio ,la socia vende los zapatos a todos sus clientes que le solicitan como amistades, familiares entre otros, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de materiales como cuero entre otros.
Los demás socios se dedican a la ferretería ,agencia de viajes ,venta de chocolates y comida, venta de zapatos , internet.
Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Previous Loan Details

Luisa is 54 years old and divorced, but she has three children. Currently, she lives in the beautiful province of Cusco in the department of Cusco. Luisa’s business offers tourist services. She has worked at this business for some years already and it’s going very well for her. Luisa has a small ... More from Caminemos Al Futuro Ii Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,090,825
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Caminemos Al Futuro Ii Group's $3,925 loan helped a member to purchase supplies such as leather among others.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 9, 2014
Jul 31, 2014
Currency Exchange Loss:
Dec 17, 2014