Zarmina, daughter of Juma K., was born in 1989 and now lives in District 2 of Kabul, Afghanistan. She is married to Mohammad Gul and has 9 family members. She buys fruits and vegetables from the market and sells them. She has finished 4 cycles and is now trying to take a 5th loan cycle. During the Taliban Government she had less opportunity to work but now she is able to assist her family in solving their financial problems. She is very happy with her loans and wants to go ahead with them to secure a better future.