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Gold Group
In this Group: Felicia, Victoria, Gladys, Sabina, Prince, Vivian
This group of six members belongs to Gold Group. It consists of dynamic people who live in the same neighborhood and in surrounding areas. For the most part, their income-generating activities revolve around commercial endeavors (vegetables, soft drinks, grocery, cooking oil, phone card and food stuff).

Felicia, age 58, is the member standing on the far right in the group photo. She is married with one child who is a dependent.

She plans to use her loan to buy more vegetables for sale to customers. The profits earned will be used to bolster her savings and to help with day-to-day expenses.

This group will hold each other responsible for the repayment of the loan.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 3.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gold Group's $1,500 loan helped a member to buy more vegetables for sale to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 11, 2014
Jul 29, 2014
Currency Exchange Loss:
Jul 17, 2015