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Mujeres De Vision Group
In this Group: Dominga, Sara, Rosenda Felipa, Sebastiana, Isabel
These five Visionary women live in the small community of Tierras del Pueblo in the Suchitepéquez Department of Guatemala. They all work in the clothing industry, sewing and selling typical Guatemalan blouses and skirts. They chose the name for their group when they started working with Namaste because they strongly believe in themselves and have a clear vision of where they want to see themselves in the future. They are now starting their second loan cycle with Namaste. They grew their businesses and learned a lot, from their classes and from their Business Adviser, during their first nine-month cycle and are eager to have more financial literacy classes and more advice in order to grow their businesses even more.
One of these entrepreneurial women is Sara (second from left) who is 52 years old and married with one child still in school. She has only a third grade education but she is a smart business woman who is proud of her little store which she has had for ten years. Her husband works as a construction worker and helps her support the family. She sells, from a storefront that is part of her house, the blouses, skirts and belts that the Guatemalan women wear.
During the first loan cycle she learned many useful things such as how to keep her sales and expenses in a notebook and how to separate her personal money from her business money. Using the advice from her Business Adviser she increased her income by 50%. Her goal for this cycle is to offer in her store sewing materials that other seamstresses are looking for in the community. Her goal is to increase her net income at her shop and get closer to her dream: to invest some of her money in her house in order to create better living conditions for her family.

Additional Information

More information about this loan

In addition to a micro-loan, through its Business Development Program, Fundacion Namaste Guatemaya, provides its borrowers with the business support that will help their enterprises grow. 

Namaste provides financial literacy, business education, cash flow analysis, and opportunities for entrepreneurs to to share experiences and best practices. The capstone of their model are Business Advisors that provide each borrower with one-on-one mentoring.

Namaste measures it success through the increase in profits of its borrowers. Of the more than 900 Namaste borrowers who have completed the business development program, on average their profits increased by 41%.  Namaste clients are averaging USD2.50 per hour vs the Guatemala minimum wage of UDS1.00. 


About Fundacion Namaste Guatemaya

Fundacion Namaste Guatemaya (Fundacion Namaste) is a non-profit organization in Guatemala that focuses on empowering women with microloans and mentoring. Its flagship program is the Namaste Business Development Program (NBDP), which combines personalized mentorship, financial literacy and customized microloans to help women entrepreneurs formalize their business models and increase their profits.

To date, approximately 1,000 women have completed the NBDP program, and over 500 women are actively enrolled. Kiva lenders’ funds enable Fundacion Namaste to reach even more women in Guatemala, particularly in rural and idigenous communities.

Fundacion Namaste joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 78
    View loans »
    Guatemala Loans Fundraising
  • $9,928,425
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres De Vision Group's $3,075 loan helped a member to purchase sewing materials for her store to sell to other seamstresses in her community.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 9, 2014
Jul 30, 2014
Currency Exchange Loss:
Apr 17, 2015