This loan will benefit all of the small businesses in Leslie's group. She said this her first time with Pro Mujer, and she entered at the request of a consultant who came to visit her at her house. She currently runs a jewelry store. She learned the business from a friend of hers who used to help her out. She is relying on the loan that she will receive to start up an independent business.
The loan that she is taking out at this time to increase her capital through the purchase of hoops (for earrings) and solder, which she will buy from vendors in the city of El Alto. Then after she makes the jewelry she will sell it on order to her customers. This work has helped her generated income to support her family. She lives with her partner and their son.
When asked what she likes best about Pro Mujer, she said she likes the training and the health clinic that the institution provides.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Leslie es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de joyería; da a conocer que este negocio lo aprendió de su amiga, a quien apoyaba en su negocio, ella cuenta que con el crédito que sacará emprenderá un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de arco y soldadora) que adquirirá de las vendedoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta que la capacitación y el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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