John Baptist is 36 years old and married with three children and four dependents, his parents who are aged and two brothers at university. John deals in produce, especially in selling dried beans as his major source of income. His wife is a teacher by profession and earns salary at the end of the month as another source of income. He has managed to provide his family with the basic necessities of life and has constructed a permanent house for his family.
John Baptist is applying for a loan of 2,500,000 UGX for topping up and buying a car as a taxi as another source of income. His major challenge is inadequate income to pay school fees for the brothers at university due to an increase in their fee structure which leaves his business in a decline. His dream is to see all his children and siblings graduate from the university.