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Juliet is a 25-year-old businesswoman. She has one child and lives in the Mudzi district of Zimbabwe. Because of her determination to succeed, she is a source of inspiration to many young people in her community. Juliet volunteers each week at the local secondary school as a Camfed Learner Guide, assisting students with their studies and helping clean the facility. For work, Juliet operates a grocery tuck-shop at her local business centre where she sells sugar, cooking oil, rice, flour, washing soap, soft drinks, and snacks.

Juliet will use the Kiva loan to purchase cartons of sugar, cooking oil, rice, flour, washing soap, soft drinks, and snacks to boost sales and profits. She hopes to expand her business into a retail shop if profits increase.

Additional Information

More information about this loan

Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.


About Zimbabwe

  • $2,000
    Average annual income
  • 9
    View loans »
    Zimbabwe Loans Fundraising
  • $3,748,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD