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Dunda Mu Yesu Group
In this Group: Kituku, Tatine, Balume, Hategeka, Tuonibe, Zigire, Yvette, Sembumba, M'balike, Timothe, Kamuranda, Bachibola, Sabina, Mukobwa, Mwenymali, Shindani, Fabiola, Mwamba, Kisimira, Dukara, Huruma, Kambere, Namegabe, Binwa, Kab, Kambale, Adelina, Martin
Balume has been a dynamic trader and entrepreneur for the past seven years and is also a member of the "Dunda mu Yesu" business association. She is 27 years old, married and mother to two children, who are both at school. She sells charcoal in the town's main roads. She lays out her products on a counter which stretches all along the road. Her husband is also a trader. She is requesting a loan from Hekima so that she can expand her business. She is going to buy 15 sacks of charcoal. She began her business with funds she received from her husband. In the future she would like to build up her capital, buy a plot of land, and educate and feed her children. She is grateful to Hekima for its support of female entrepreneurs who are unable to access banks, by giving them loans during this post-conflict period in the east of the country.
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Balume est commerçante, dynamique, entrepreneur depuis 7 ans est membre d’une Association d’Affaires «Dunda mu Yesu», âgée de 27 ans, mariée et mère de 2 enfants, qui tous scolarisés. Elle est vendeuse de braises dans les artères de la ville. Elle étale ses activités dans un dépôt tout au long de la route. Son conjoint, lui aussi est commerçant. Elle sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 15 sacs de braises. Elle démarra ses affaires avec le fonds reçu de son mari. Dans l’avenir, elle souhaite accroitre son capital, acheter une parcelle, scolariser et nourrir ses enfants. Elle remercie Hekima pour son soutien aux femmes entrepreneurs non bancables, en leur accordant de crédit pendant, ce moment post conflits dans la région de l’Est du pays.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 42
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Dunda Mu Yesu Group's $4,425 loan helped a member to buy 15 sacks of charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 18, 2014
Jul 27, 2014
Currency Exchange Loss:
Dec 17, 2014