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Kaliya is 54 years old and she is married with four children who are all grown up and live on their own. Her main income is from agriculture and raising livestock, which she started doing in 1985. Thanks to her diligent and capable work, Kaliya has had many successes in increasing her business and she is able to bring in a monthly income of 15,000 som (KGS). Now her farm has five dairy cows, two horses and 100 sheep, as well as a 2.40 hectare plot of land, where she grows sainfoin and peppers. There is also a tractor on the farm, which Kaliya's husband rents out to the local residents. With the goal of developing her business further, Kaliya has turned to Bai-Tushum Bank for a loan of 65,000 som (KGS) to buy a cow, a calf and mineral fertilizer. She plans to use the income from this loan to further increase the head of livestock on her farm, and she also plans to make repairs on her home in the future.
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Калия, 54 года, замужем, воспитывает 4 детей. Дети все самостоятельные и проживают отдельно. Основной деятельностью Калии является разведение скота и полеводство, чем стала заниматься с 1985 года. Благодаря непосильному труду и емкой работе Калия достигла больших успехов в развитии хозяйства и стала получать ежемесячную прибыль в сумме 15,000 сом (KGS). На сегодняшний день в хозяйстве Калии имеется: 5 дойных коров, 2 лошади и 100 овец. Также земельный надел мерою 2,40 ГА, где Калия выращивает эспарцет и перец. В хозяйстве есть трактор, на котором супруг Калии предоставляет местным жителям сельскохозяйственные услуги. В целях дальнейшего развития своего хозяйства, Калия обратилась в Банк «Бай-Тушум» за кредитом в сумме 65,000 сом (KGS) на покупку коровы с теленком и минеральных удобрений. Доходы от кредита Калия планирует вложить в дальнейшее увеличение поголовья скота в своем хозяйстве, а также в будущем планирует сделать ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Kaliya to purchase a cow, a calf and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2014
Jul 26, 2014
Currency Exchange Loss:
Jul 17, 2015