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Shama
Shama is a 32-year-old woman and the mother of four children. She is running a business making woollen items. Shama makes caps, sweaters and bed sheets at home to sell in the market.

She is in her sixth loan cycle, and has requested a loan amount of 40,000 PKR. Shama wants to use this amount to purchase wool yarns in different colours and packs of needles. She is hopeful that her hard work will pay and she will be able to earn more income in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 213
    View loans »
    Pakistan Loans Fundraising
  • $13,144,600
    Funds lent in using Kiva
  • 98.8
    Pakistan Rupees (PKR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $425 helped Shama to purchase wool yarns in different colours and packs of needles.
45% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2014
Listed
Jul 27, 2014
Currency Exchange Loss:
Possible