Saliwe is a 29-year-old businesswoman. She is married and has three children. She lives in the Mudzi District of Zimbabwe. Saliwe has been successfully buying and selling clothes and shoes, for over a year and a half. She sells stockings, shoes, shirts, skirts, shorts, pants, bags, t-shirts, track suits, and dresses. When she is not working in the flea market, Saliwe serves every week as a volunteer Learner Guide in her community’s school.
With the requested Kiva loan, Saliwe intends to make bulk clothing purchases, which will reduce her costs and boost her sales and profits. She is looking forward to improving her family’s quality of life.
More information about this loan
Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy.
The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.
Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.