Carmela is a landlord and makes shawls for women who wear polleras, traditional multi-layered Bolivian skirts. She has her own home and three children, one of whom is a dependant and is in nursing school. She lives in the Villa Huayna Potosí neighborhood of El Alto.
This loan will be used to buy construction material to repair the wall in front of her house, which is in a very poor state. As the rains will be coming soon, she urgently needs to replace the adobe wall with a brick one.
This is her third loan from Impro, and her good payment history allows her to be approved for this loan that she has requested.
Carmela es rentista y confecciona mantas para señoras de pollera; tiene su casa propia y tres hijos de los cuales una depende de ella que es estudiante de enfermería, vive en la Zona Villa Huayna Potosí de la ciudad de El Alto.
El crédito lo destinara para la compra de material de construcción para reparar el muro frontal de su casa que está en estado muy inconveniente y como se avecina las lluvias necesita urgentemente cambiar de muralla de adobe a ladrillo.
Es el tercer crédito con Impro, el buen comportamiento de pago le permite aprobarle el préstamo solicitado por Carmela.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.