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Kavule Fish Sellers Group
In this Group: Oliver , Amina, Emma, Jane,, Gladys, Mida, Faruku, Ali, Mariam.., Spice, Faith, Mariam, Zaifa, Sawal, Alice., Anifa, Betty, Bonny
Emmanuel, whose hand is raised in the group photo, is a 39-year-old male who is married with three children, living in Bundibugyo, Uganda. When he realized he wanted good support, he tried to join a group so that he borrows small loans to boost his clothing sales business. He also practices cocoa farming, although he is faced with high competition on the market. He is requesting a loan to buy more clothes to sell.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,394,250
    Funds lent in using Kiva
  • 2,615.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kavule Fish Sellers Group's $5,600 loan helped a member to buy more clothes to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 16, 2014
Jul 27, 2014
Currency Exchange Loss:
Apr 18, 2015