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Gemma is studying for a Bachelor of Science in Hotel and Restaurant Management. She lives in Oroquieta City with her family. She is determined to finish her studies because she wants to become successful. She joined GDMPC and she gained access to micro finance services. Her father is earning from his salary as a security officer and her mother in a public utility. She borrowed a new loan to pay her school tuition fee.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1465
    View loans »
    Philippines Loans Fundraising
  • $59,320,525
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $325 helped Gemma to pay her tuition fee.
0% repaid
Repayment Term
49 months (Additional Information)
Repayment Schedule
At end of term
Jul 1, 2014
Jul 27, 2014
Currency Exchange Loss: