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Yupancca Group
In this Group: Andres*, Natalia, Hilaria, Ester, Rosa Maria, Tiburcia, Mercedes Teresa, Leonidas, Modesto, Natividad
* not pictured
The member belongs to the YUPANCCA Communal Bank. The bank is located in the district of Vilcabamba, belonging to La Convención Province in Cusco Department.

The member, Hilaria, is 49 years old. She has a common-law husband and 4 children. She has a business selling food. She has had her business for some time and it is going well thanks to the determination she brings to her work every day. She makes different kinds of meals for her customers. She wants to continue working so that she can continue supporting her family.

Hilaria is requesting a loan to purchase ingredients, such as cooking oil and rice, among other items. She is grateful for the loan provided and is committed to making her payments on time.

The other members of the communal bank farm, raise livestock and sell clothing.
View original language description ↓
La socia pertenece al banco comunal YUPANCCA, el banco está ubicado en el distrito de Vilcabamba, provincia de La Convención y departamento de Cusco.
La socia Hilaria tiene 49 años de edad tiene 04 hijos y es conviviente, la socia alterna sus actividades diarias con el negocio de venta de comida, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia elabora diferentes tipos de platos para sus clientes que le solicitan, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de insumos como aceite, arroz entre otros.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican a la agricultura, ganaderia, venta de ropa.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 158
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Yupancca Group's $4,350 loan helped a member to purchase supplies, such as oil and rice among other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2014
Jul 28, 2014
Currency Exchange Loss:
Jan 17, 2015