Buena Amistad Group
The loan will benefit micro businesses where Teresa is a member. She has been a part of Pro Mujer for ten years, joining at the invitation of a promotional campaign by the institution. She currently has a business weaving macramé garments. She launched this business several years ago with her friends who work with the same techniques in their businesses.
The loan she will now take out is to augment her capital (purchase of wool wholesale) which she will acquire from the wholesale vendors in the city of El Alto. After processing it she will sell it from her vendors stall. This type of work allows her to generate income to support her family since she has two children and lives with her partner.
When asked what she likes about Pro Mujer she responds that she likes the health center services which the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Teresa es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por la invitación de una campaña de promoción de la institución. En la actualidad ella tiene un negocio de tejido de prendas a macramé; da a conocer que este negocio lo emprendió hace varios años de sus amigas, quienes trabajaban con la misma técnica en sus negocios.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid