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Marbel is 27 years old. She lives with her spouse and her two-year-old son in the city of Barranquilla. In Barranquilla she was dedicated to working in general sales for four years until she decided to follow the footsteps of her aunt. Her aunt traveled to a neighboring country in search of opportunities to purchase items at competitive prices to offer to her clients who she gained little by little and who today are her best purchasers. Marbel completes her sales on credit and subsequently recovers the capital she invests on a daily basis so that she can buy what her new clients seek in cash. Currently, Marbel is applying for a Kiva loan, her first financing made through the Mario Santo Domingo Foundation which she will use to purchase clothing, personal hygiene supplies and shoes. With this money she will have the opportunity to purchase more merchandise, to obtain more profits selling them, and increase her working capital which will result in a success for Kiva.
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Marbel tiene 27 años de edad y habita con su cónyuge y su hijo de dos años de edad en la ciudad de Barranquilla. Allí se dedica al comercio en general desde hace 4 años, desde que decidió seguir los pasos de su tia, quien viajaba al vecino país en busca de oportunidades de compra a precios competitivos, para ofrecer a una clientela que poco a poco construyó y que hoy son sus mejores compradores. Sus ventas las realiza a crédito y recupera su capital invertido diariamente, para posteriormente comprar de contado, lo que nuevos clientes le solicitan. En la actualidad Marbel está aplicando a un credikiva, primer financiameinto que hace a la Fundación mario Santo Domingo, mediante el cual comprará Vestuario, útiles de aseo personal y calzado. Con este dinero tendrá la opotunidad de comprar mas mercancia obtener mas ganancias al venderlas, e incrmentar su capital d etrabajo, lo cual corresponde a un éxito para Kiva.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.


About Colombia

  • $11,100
    Average annual income
  • 465
    View loans »
    Colombia Loans Fundraising
  • $15,266,825
    Funds lent in using Kiva
  • 1,868.7
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,075 helped Marbel to purchase clothing, person hygiene supplies and shoes.
84% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 8, 2014
Jul 27, 2014
Currency Exchange Loss:
Aug 17, 2015