Lumiere Celeste De Grande Savanne Group
Israel would like to use his loan to buy shoes. He hopes that this loan will help him to grow his business. The other members of the "Lumière Celeste" group also need loans to operate their own businesses, as they sell charcoal, clothes, and various other goods.
Israel says that his main challenge is to become a major retailer. He also says that his ambition and dream is to use his own funds to acquire a major business one day, by the Grace of God.
Israel voudrait utiliser cet emprunt pour investir dans l'achat de chaussures. Il espère que cet emprunt l’aidera à agrandir son business. Des autres membres Lumière Celeste ont besoin d’un emprunt pour tels commerces comme charbon, produit divers, vetement. Israel dit que ses défis principal est deveniez une grande commerçant. Il dit que son but principal et son rêve est possède une gros business avec sa propre fond avec la mercy de Dieu
More information about this loan
This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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