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Angela
Sra. Cecilia is 59 years old. She completed primary school but as her parents were poor, she couldn't continue her schooling. Now a widow after her husband died a few years ago, Cecilia has two adult children who also completed primary school. They work as farmers and are her only means of support.

Cecilia has grown coffee for many years. Coffee-growing has been in her family for generations, and she learned about it from her parents. She grows Lempira coffee. Her fields are near to her house so she can easily keep watch over the plants. However, her key market is 15 km away and she has to travel there by vehicle.

Cecilia's goals are to continue improving her standard of living, extending her coffee fields, and diversifying into different products. Today she is seeking a loan to buy agricultural supplies to help with maintenance and protection of her crops. She hopes that Kiva lenders will help her.
View original language description ↓
Doña Cecilia tienen 59 años, con un grado de escolaridad de primaria completa ya sus padres de escasos recursos no pudieron apoyarle para seguir estudiando. Ella es viuda pues su esposo murió hace algunos años y de su matrimonio procrearon 2 hijos quienes son mayores con un grado de estudio de primaria completa y se involucran en las diferentes actividades de campo siendo ellos su único apoyo. Ella es agricultora quien se dedica desde hace muchos años a la siembra y cultivo de café lo cual aprendiendo de sus padres por vocación y descendencia teniendo una área cultivada de café del tipo lempira. Su área de cultivo está ubicado en la misma propiedad donde está construida su casa de habitación permitiendo esto dar una asistencia mayormente personalizada pero su mercado meta está a una distancia de 15 kilómetros y para llegar a dicho mercado viaja en vehículo.
Su meta es seguir mejorando su calidad de vida, aumentar más el área de tierra para poder cultivar más café y poder también sembrar otra clase productos. Por lo que hoy Doña Cecilia solicita apoyo para la compra de insumos agrícolas que ayuden al cuidado y protección de sus cultivos esperando ser apoyada con su petición por los diferentes inversionistas en la plataforma de KIVA.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,239,325
    Funds lent in using Kiva
  • 21.0
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $725 helped Angela buy agricultural supplies for her coffee fields.
10% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 14, 2014
Listed
Jul 27, 2014
Currency Exchange Loss:
Possible