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Teresa Marleni
Teresa is 29 years old and studied up to Grade 7. Due to her family's economic situation she couldn't continue her studies. She is married and her husband works as a security guard for the Municipal government. She has two children, the first is 9 years old and is in Grade 3. The second is only 3 years old and doesn't study yet. Just her and her husband and children live together.

At the moment Teresa does not have an activity that generates income, she just takes care of her daughters. Her revenue depends on the help of her husband. She has no activity because about 3 months ago she got sick that stopped her from running her small business. She sold vegetables. Her husband helped her to transport the vegetables from the city.

The loan that she is requesting from CrediCampo is to cancel a debt that she has. When she was sick she had to find someone to lend her the money for the expense of the medicine. She is also going to buy vegetables to re-open her business as it is something that is profitable. With the loan she will be able to have her business by buying what is necessary and thus she will have revenues to pay for the family expenses along with her husband.

Teresa's dream is to prepare her children academically. Before she used to say that it seemed very far away to having an adequate home like the one they have today, but thanks to the efforts of her husband they have succeeded. So they can continue to progress hoping to provide the best for their daughters so they can get ahead and help others that need it and contribute to having a better country.
View original language description ↓

Teresa de 29 años de edad, estudio hasta séptimo grado. Por la situación económica de su familia ya no pudo seguir estudiando. Es casada y su esposo se dedica a trabajar como agente de seguridad en la alcaldía municipal. Tienen dos hijas la 1ra tiene 9 años y estudia 3er grado, la segunda tiene tres años aun no estudia, con ella solo viven sus hijas y su esposo.


Teresa por el momento no tiene una actividad que le genere ingresos solo se dedica al cuido de sus hijas, sus ingresos dependen de la ayuda de su esposo, no tiene ninguna actividad productiva porque hace aproximadamente 3 meses la ataco una enfermedad que le impidió seguir con el pequeño negocio que tenía, ella vendía verduras, su esposo era quien la apoyaba en traer la verdura desde la ciudad.

El préstamo que esta solicitando a CREDICAMPO, es para cancelar una deuda que tiene, ya que cuando se enfermó tuvo que recurrir a buscar quien le prestara para sus gastos en la medicina, también va comprar verdura para empezar nuevamente con su negocio ya que es algo que le es rentable. Con el crédito podrá tener sus negocio comprar lo que necesita y así tener ingresos económicos para cubrir los gastos familiares junto a su esposo.



El sueño de Teresa, es que sus hijas se preparen académicamente, antes dice que veían lejos tener una casa más adecuada para su familia como la tienen hoy, pero gracias al esfuerzo de su esposo lo han logrado, y así como pudieron salir adelante dice que pretenden dar lo mejor para sus hijas para que puedan salir adelante y ayudar a otros que lo necesitan, y contribuir a tener un mejor país.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 676
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Teresa Marleni to pay off a debt and to buy vegetables to restart her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2014
Listed
Jul 30, 2014
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015