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Banco Mujer Llena Group
In this Group: Ana Patricia , Cindy , Carla Vanessa , Bernarda , Nathaly Del Carmen, Alba Luz
Ana Patricia is 38 years old. She is mother to two teenagers and a young boy, and she alone is in charge of providing the children with proper living conditions. She pays for her eldest son's university studies, as well as English classes for her daughter because she doesn't have enough for her university tuition too. Her youngest son is in elementary school, and all three children are honor-roll students. Ana has been able to achieve this thanks to her work as a merchant. She has a neighborhood clothing store for all kinds of people, and her children help her so she can go out to sell the articles her different customers desire. Ana is requesting this loan to invest in merchandise, especially for Mother's Day, when she is certain her sales will increase since she offers a variety of women's products. With the earnings, she will be able to continue paying for her children's education, food and basic expenses. Her biggest dream is to see her children graduate from college, since she never had the chance herself. She chose Kiva partner Fundación Mujer for the low interest rate and the personalized attention.
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Ana Patricia tiene 38 años de edad, es madre de dos adolescentes y un niño menor de edad, ella solo se ha encargado de brindarle a sus hijos una correcta condición de vida, paga la universidad de su hijo mayor, cursos de inglés para su hija ya que no le alcanza el dinero para poder pagarle a ella una carrera universitaria, su hijo menor es estudiante de primaria, los tres como estudiantes de honor en la institución. Esto lo ha logrado doña Ana gracias a su actividad como comerciante, en el barrio donde vive cuenta con una tienda de ropa para todo público donde le ayuda su hija; para que ella pueda vender de manera ambulante los artículos que le solicitan los diferentes clientes. Ella solicita este crédito para invertir en la compra de mercadería especialmente para el día de la madre donde asegura que las ventas aumentan, especialmente en el caso de ella que ofrece diversidad de productos femeninos. Con estas ganancias ella logra continuar pagando la educación de sus hijos, alimentación y gastos básicos. Su mayor sueños es ver a sus hijos graduarse de la Universidad ya que ella no tuvo la posibilidad de estudiar. Eligió Fundación Mujer por la baja tasa de interés y atención personalizada.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 27
    View loans »
    Costa Rica Loans Fundraising
  • $4,365,675
    Funds lent in using Kiva
  • 538.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Llena Group's $1,675 loan helped a member to purchase clothes for her neighborhood store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 29, 2014
Jul 27, 2014
Currency Exchange Loss:
Mar 26, 2015