The loan they are seeking will benefit small microenterprises of which Hortencia is a partner. She says that ten years ago she joined Pro Mujer, coming in at the invitation of a friend who is a client of the institution. Today she has a carpentry workshop business. She would like it to be known that she learned this business from her husband who used to make these products when he was single. When they married, she decided to start her workshop independently.
The loan she will take out now is to increase her capital (purchase of wood wholesale) which she will get from the stalls in the city of El Alto and after the production she will market it to the customer's specifications. This kind of work permits her to generate resources to help her family given that she is married and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the training and the health area that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hortencia es integrante, ella indica que es hace diez años que integra Pro Mujer, ingresando por la invitación de una amiga que es cliente de la institución. En la actualidad ella tiene un negocio de taller de taller de carpintería; da a conocer que este negocio lo aprendió de su esposo, quien trabajaba estos productos cuando era soltero, cuando se casaron decide implementar su taller independientemente.
El crédito que ahora sacará es para el aumento de capital (compra de madera por mayor) que adquirirá de las barracas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación y el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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