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Dear Kiva Lender,

Kiva facilitates loans to more than 4,000 borrowers every week, but since 100% of money lent on Kiva goes to funding loans we rely on donations from supporters like you to continue this important work. If every Kiva lender seeing this banner pitched in $25 for our Donation Drive, we'd hit our goal of $600,000 by Dec 31! Thanks for your continuing partnership in making the world a fairer place.

In service, Premal Shah, President,

Check out some available loans that are similar to this one!
Uheri Group
In this Group: Ngalya, Bugandwa, Mawazo, Sebasaza, Baghuma, Karani, Banyene, Kabare, Lukanga, Basubi, Mateene, Kasolene, Masumbuko, Nyichira, Debora, Bahwere, Senge, Bubaka, Habyarimana, Buhonda, Mabango, Kadondo, Mwati, Hangi, Tusingize, Mirindi, Bitama, Lubumba
Mateene, the featured borrower, is 32 years old, married and the mother of four children. One of her children is in school (the other three are still very young). Mateene has five years of experience in her field of work. She is a member of the "Uheri" business group and she sells clothing (fabrics) at a market in town. She is requesting a loan from Kiva's partner, Hekima, in order to increase her business. She will use her loan to buy 20 pieces of fabrics. Mateene started her activity with some money received from her husband who provides taxi services on his motorcycle.

In the future, Mateene would like to further increase her activity, be able to send her children to school and to buy food for them. She thanks Hekima for the support it provides, through micro-credit, to female entrepreneurs who are excluded from the banking system. She is particularly thankful given the fact that Hekima is providing this support while the eastern part of the country is still in a post-conflict period.

It should be noted that one of the borrowers featured in the photo is carrying her baby.
View original language description ↓
La Cliente Mateene est une commerçante d’une expérience de 5 ans, âgée de 32 ans, mariée et mère de 4 enfants, dont 1 étudie et 3 sont encore gosses. Elle est membre d’un collectif d’Affaires «Uheri». Elle est vendeuse des habits (tissus). Elle installe sa marchandise dans un marché de la ville. Elle sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 20 pièces de tissus. Elle démarra ses affaires avec le fonds reçu de son mari. Son conjoint est un taximan motard. Dans l’avenir, elle souhaite accroitre son activité, scolariser et nourrir ses enfants. Elle remercie Hekima pour son soutien aux femmes entrepreneurs non bancables, en leur accordant de microcrédit, pendant, ce moment post conflits dans la région de l’Est du pays.Il sied de signaler qu'une cliente porte son bébé.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 10
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,347,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Uheri Group's $5,850 loan helped a member to buy 20 pieces of fabrics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 14, 2014
Jul 25, 2014
Currency Exchange Loss:
Apr 1, 2015