Update on BikhodjalBikhodjal was born in 1954. She is a widow. For more than 22 years, Bikhodjal has been buying and reselling dried fruit. She also weaves Kyrgyz carpets. Bikhodjal sells her goods at the local market. She has a lot of experience in this sphere. Bikhodjal has loyal customers. She is a repeat client of IMON and KIVA. She has a good credit history. Bikhodjal is requesting a loan for 10,000 somoni to buy dried fruit to expand her business. She awaits your kindness.
Previous Loan DetailsBikhojal, a 60-year-old widowed mother of four, was one of the best pupils in school, but did not have the opportunity to enter university to achieve higher education. Bikhojal has been weaving carpets for more than 22 years, and earns additional income by selling dried fruits. Her daughter-in-la... More from Bikhodjal's previous loan »
About IMON InternationalIMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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