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Bikhodjal

Update on Bikhodjal

Bikhodjal was born in 1954. She is a widow. For more than 22 years, Bikhodjal has been buying and reselling dried fruit. She also weaves Kyrgyz carpets. Bikhodjal sells her goods at the local market. She has a lot of experience in this sphere. Bikhodjal has loyal customers. She is a repeat client of IMON and KIVA. She has a good credit history. Bikhodjal is requesting a loan for 10,000 somoni to buy dried fruit to expand her business. She awaits your kindness.
View original language description ↓
Бихочал родилась в 1954 году. Она вдова. Бихочал более 22 года занимается купле продажей сухофруктов, а также она ткет киргизские ковры. Бихочал продает свою продукцию на местном рынке. Она имеет большого опыта в этой сфере. Бихочал имеет постоянных покупателей. Она является повторной клиенткой ИМОН и КИВА. Она имеет хорошее кредитное досье. Бихочал запрашивает займ на сумму 10000 сомони для покупки сухофруктов для расширения бизнеса. Она ждет вашу доброту.

Previous Loan Details

Bikhojal, a 60-year-old widowed mother of four, was one of the best pupils in school, but did not have the opportunity to enter university to achieve higher education. Bikhojal has been weaving carpets for more than 22 years, and earns additional income by selling dried fruits. Her daughter-in-law… More from Bikhodjal's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Tajikistan

  • $1,388
    Average annual income
  • 240
    View loans »
    Tajikistan Loans Fundraising
  • $27,753,375
    Funds lent in using Kiva
  • 5.0
    Tajikistan Somoni (TJS) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,025 helped Bikhodjal to buy dried fruit.
44% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 15, 2014
Listed
Jul 25, 2014
Currency Exchange Loss:
Possible