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Sreymao's Group
In this Group: Sreymao , Thea, Phy, Phon
Sreymao is aged 33 years and married with three children, who are still in school. She lives in a rural village of Battambang province’s Bovel district. She and her husband earn a living through planting rice and beans. They have been in this business for fourteen years. The current business earns them about 53,000 KHR per day.

Sreymao’s group consists of four female members. She is a tenth-cycle client with VisionFund. Now she is leading her group to seek a loan. As the leader, she is going to use her portion to buy school materials for her children’s education and use a portion of it to buy household supplies. She hopes to keep her children in school and to have enough supplies for using in her family.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $36,207,750
    Funds lent in using Kiva
  • 4,045.5
    Cambodia Riels (KHR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Sreymao's Group's $200 loan helped a member to buy school materials for her children’s education.
25% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 20, 2014
Listed
Jul 25, 2014
Currency Exchange Loss:
Possible