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La Fortuna Group
In this Group: Tomas, Santos , Jose Armando, Gregorio, Gladys Nohemy, Jose Martín, Maria Lucrecia, Jacobo, Maria Santos, Maria Isabel, Jose Edgardo, Miltton Johann, Mártir
Tomas, is 64 and lives with his common-law wife, with whom he has 5 children. He lives in a community that is part of the town of San Pedro Sula. He has spent his whole life working in agriculture, growing maize, beans and coffee. This has been his source of income. He sells his produce to intermediaries or at local markets.

He is asking for a loan of of 12,000 HNL via a group loan. He will use the loan to buy fertilizers for his coffee farm and secure better general maintenance so he can obtain a better harvest. His aim is to modernize production so his children will be able to get an education and improve their economic situation.

The group is called La Fortuna and consists of 13 people who are all involved in cultivating coffee and other grains, and who come from the same area. The group loan is for 128,000 HNL, which they will use to buy fertilizer to help with their farms. In the photo, Santos is on the left, and then there is Jacobo, Gregorio, Tomas, Gladys, Miltton, María Lucrecia, María Santos, Maria Isabel, Jose Edgardo, José Armando, José Martin and then Martir on the right.
View original language description ↓
Don Tomas, tiene 64 años de edad, vive en unión libre con su esposa con quien tiene 5 hijos, reside en una comunidad que pertenece al municipio de San Pedro Sula. Toda su vida la ha dedicado a la agricultura, cultivando maíz, frijoles y café. Esta actividad ha sido su fuente de ingresos. La producción es vendida a intermediarios o mercados locales. El préstamo que solicita es por 12,000 lempiras en forma grupal con este préstamo va comprar abonos para fertilizar la finca de café y darle un mantenimiento general para poder sacar mejor cosecha. Su idea es tecnificar la producción, que sus hijos puedan estudiar y mejorar su situación económica.
El grupo se llama La Fortuna, integrado por 13 personas que se dedican al cultivo de café y otros granos en la misma zona. El préstamo grupal suma 128,000 Lempiras con el cual compraran abonos para brindar asistencia a la finca. En al foto esta Santos a la izquierda, sigue Jacobo, Gregorio, Tomas, Gladys, Miltton, María Lucrecia, María Santos, Maria Isabel, Jose Edgardo, José Armando, José Martín y Mártir a la derecha.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Honduras

  • $4,200
    Average annual income
  • 18
    View loans »
    Honduras Loans Fundraising
  • $8,225,225
    Funds lent in using Kiva
  • 21.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of La Fortuna Group's $6,125 loan helped a member to buy fertilizer for his coffee farm and to bring about better maintenance.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2014
Jul 29, 2014
Currency Exchange Loss:
Mar 28, 2015