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Mosoqllancay Group
In this Group: Rupertina, Yanet, Ascencio*, Juvenal, Julia, Teresa, Julia, Juana, Veronica, Maria Jesus*
* not pictured
These members belong to the Communal Bank “Mosoqllancay” which is located in the District of Quillabamba in La Convención, Department of Cusco.

Rupertina is 76 years old, single, and has four children. She works at her grocery business where she sells basic necessity products such as rice, sugar, milk, and oil. Rupertina works from 8:00 A.M. to 10:00 P.M. She has been in this business for five years and is doing very well. Her dream is to expand her grocery business. She is requesting a loan to buy milk, sugar, oil, and rice.

The other members have businesses that involve agriculture, selling animals, selling groceries, and selling food.

Rupertina is grateful to those who have helped her to fulfill her dream in this manner, so she promises to complete her payments according to the established terms.
View original language description ↓
Los socios pertenecen al banco comunal “MOSOQLLANCAY”; Este banco se ubicada en el distrito de Quillabamba, perteneciente a la provincia de La Convención y departamento de Cusco.

La socia es la Sra. Rupertina ella es soltera y tiene 76 años y tiene 4 hijos; La socia trabaja en su negocio de tienda de abarrotes, la socia vende productos de primera necesidad como arroz, azúcar, leche y aceite, la socia trabaja desde las 8:00 a.m hasta las 10:00 p.m, la socia ya tiene 5 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de tienda de abarrotes. La socia solicita el crédito para comprar leche, azúcar, aceite y arroz.

Los otros socios se dedican al negocio de agricultura, negocio de venta de animales, negocio de tienda de abarrotes y negocio de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mosoqllancay Group's $3,425 loan helped a member to buy milk, sugar, oil, and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 19, 2014
Jul 26, 2014
Currency Exchange Loss:
Jan 17, 2015