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Ma. Luz
Ma. Luz is 55 years old and married with seven children. She earns a living by raising pigs in the Philippines. Ma. Luz is borrowing PHP 28,000 through NWTF in order to buy feeds and vitamins for her pigs.

She has been raising pigs for 24 years and also earns additional income from fish vending. Ma. Luz is working tirelessly toward the attainment of her dream: to save enough money so she could continue to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 346
    View loans »
    Philippines Loans Fundraising
  • $52,140,900
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $650 helped Ma. Luz to buy feeds and vitamins for her pigs.
66% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 8, 2014
Jul 24, 2014
Currency Exchange Loss: