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100 % Charapoto  (Charapoto) Group
In this Group: Siria Guadalupe, Mercedes Margarita, Carmen Beatriz, Josefa Antonia, Edulfa Floresmila, Nury Concepcion*, Nellys Marita, Ramon Segundo, Josefa Ritha, Aura Margarita, Javier Efren*, Yanet Margarita
* not pictured
Every two weeks the 100% Charapoto credit group meets in the city of Charapoto. This area is known for its traditional culture and also for being just a few minutes from two of the best beaches in the province—San Jacinto and San Clemente.

Guadalupe is part of this group made up of ten women and two men who, a while back, got together to get the benefits that the institution gives them. She is 54 years old. She is separated, but from that relationship has seven children—six adults and a 14-year-old who is a student.

Guadalupe is a tenacious woman who, through her efforts, is getting ahead. She works in trade. With the help of one of her children she goes to the city of Santa Ana to buy chickens from a farm. Then in her house she slaughters them and takes them to the city of Manta. There she delivers them to restaurants and stores. There are many places that buy from her because they have been her customers for more than fifteen years.

This loan is to buy chickens. She has been in the credit group for six cycles, and she likes it because of the help that they give her with her loans. Her dream is to own a truck because she hires a car for her work.

The small photo is of a member who couldn’t be there when they took the group photo.
View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Grupo De Crédito 100% Charapoto. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.
La señora Guadalupe es parte de este grupo formado por 10 mujeres y 2 hombres que tiempo atrás se unieron para obtener los beneficios que les brinda la institución, ella tiene 54 años de edad, está separada pero de esa relación tiene 7 hijos, 6 mayores y uno de 14 años que estudia en colegio.
Doña Guadalupe es una mujer muy luchadora que con su esfuerzo sale adelante, ella se dedica a la comercio, con la ayuda de uno de sus hijos ella se desplaza hasta la ciudad de Santa Ana a comprar pollos en una granja, luego en su casa los faena y los lleva a la ciudad de Manta lugar donde entrega a restaurantes y tienda de esta ciudad, son muchos los lugares que le compran ya que son clientes por más de 15 años que lleva en esta actividad.
Este crédito es para comprar pollos. Está en el Grupo De Crédito desde hace 6 ciclos y le gusta por la ayuda que le dan con los créditos. Sus sueños son tener un camión pues fleta un carro para su labor.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of 100 % Charapoto (Charapoto) Group's $6,200 loan helped a member to buy chickens.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 30, 2014
Jul 25, 2014
Currency Exchange Loss:
Dec 17, 2014