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Ocomistu Group
In this Group: Justina, Alejandrina, Sandra , Betty Claudia, Veronica , Lucia , Mariela Roxana , Nancy
The communal bank "Ocomistu" will begin its fifth loan cycle with Pro Mujer as part of the Panamericana Regional Center. It is composed of eight members and is led by a board of directors where Señora Justina is the president. The businesses that the members of the group run are varied. Among them are selling milk, selling food, selling speakers, buying and selling livestock, making sweaters, and selling potatoes.

The loan that they will take out will benefit these micro-entrepreneurs, of whom Señora Justina is one. She indicates that she joined Pro Mujer six years ago, entering at the invitation of a promotional campaign by the institution. She now has a business of selling food. She lets it be known that she began it a number of years ago, beginning with some basic capital and small snacks. With the passing of time, she expanded her production and improved her location.

The loan that she will take out now is to increase her capital to buy rice, oil, pasta, and vegetables wholesale, which she will acquire from the wholesalers in the city of El Alto, and after preparing the food she will sell it in her sales space. This form of work allows her to generate resources to support her family, since she is married and has six children.

When she is asked what she likes about Pro Mujer, she responds that she likes the training that the institution offers.
View original language description ↓
La A.C. “OCOMISTU” iniciará el quinto ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Justina es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de leche, venta de comida, venta de parlantes, compra y venta de ganado, costura de chompas, venta de papa.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Justina es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por la invitación de una campaña de promoción de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo emprendió hace varios años, iniciando con un capital básico y con meriendas pequeñas, con el pasar del tiempo amplio su producción y mejoró su ubicación.

El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite, fideo y verduras por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene seis hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 110
    View loans »
    Bolivia Loans Fundraising
  • $30,301,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Ocomistu Group's $4,350 loan helped a member to buy oil, rice, pasta, and vegetables wholesale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2014
Listed
Jul 24, 2014
Currency Exchange Loss:
Possible
Ended:
May 23, 2015