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Alexander is 28 years old, married, and lives with his children and wife who are his first priority. With his loan he plans to buy fertilizer and fungicide, and to pay for labor to tend to his coffee crops. He also wants to buy some seedlings to plant among his existing plants in order to increase the density of the plants and later on improve the yield of the crop, taking advantage of the fertility of the land, the climate and other conditions that favor the development of coffee growing.

With these improvements to his crop he hopes to have some profits and thus improve his family's living conditions. He will also invest a little more in his crops and accomplish some other goals. This is the first loan that he is getting from FUDECOSUR. He did not have any loans previously with state banks, but FUDECOSUR made the process much easier and offered much lower interest rates.
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Alexander, tiene la edad de 28 años, está casado, vive con sus hijos y esposa que son su mayor prioridad. Con su crédito pretende hacer la compra de fertilizantes, fungicidas y pagar mano de obra en trabajos de asistencia para el café, además de comprar algunas plantas de almácigo para hacer resiembras, esto con el objetivo de aumentar la densidad de plantas por área y posteriormente mejorar la cantidad de cosecha, además de aprovechar la buena fertilidad del suelo y las condiciones de clima y otras que favorecen al desarrollo del cultivo de café. Con estas mejoras al cultivo espera obtener un poco de ganancias y así mejorar las condiciones de vida de su familia y también invertir un poco más en el área de cultivo y también cumplir algunas metas. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $11,100
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $3,978,825
    Funds lent in using Kiva
  • 538.4
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $950 helped Alexander to buy fertilizer, fungicide, and to pay for labor for his coffee crop.
0% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 26, 2014
Jul 24, 2014
Currency Exchange Loss: