The big advantage is that there is a high school very near the sector where she lives, and this can help her to have a good number of customers. Also, she has a great capacity for work and she is very dedicated to whatever she sets out to do.
She is requesting a loan in order to purchase monitors, game consoles, chairs and tables. With these items she will be able to undertake this project, and little by little, she will be able to achieve this dream of being totally independent and having a business with a steady income.
La gran ventaja es que en el sector donde vive hay un colegio my cerca y esto le puede ayudar a tener una muy buena cantidad de clientes.
Por otro lado tiene gran capacidad de trabajo y es muy dedicada en lo que se propone.
Ella solicita un apoyo económico para realizar la compra de televisores, consolas de juego, sillas y mesas, con estos elementos podrá iniciar con este proyecto y podrá, poco a poco conseguir ese sueño de ser totalmente independiente y tener un negocio con ingresos estables.
More information about this loan
By supporting this loan, you're helping a borrower launch a new business!
This loan is designed for an entrepreneur who needs working capital to start a brand new business. Along with the loan, Kiva's field partner Interactuar provides counseling, training courses, and other financial resources to help new, riskier entrepreneurs set up young businesses.
Important InformationThis loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.
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