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This is 26 year-old Fatmata, who is single and without children. In 2012, she established a business selling rice, oil, couscous, milk, Ovaltine and sardines. Fatmata began her business because after her exams she did not have fees to continue studying. She works seven days a week, 12 hours a day and earns about 1,100,000 SLL every month. Fatmata’s major business challenges are competition and the rainy season.

Fatmata is requesting a 5,000,000 SLL loan to purchase bags of rice, tomato, couscous, milk, and mayonnaise to sell. She hopes that her loan will enable her to increase her monthly profits. Fatmata states that “in the future I want to further my education and still continue with the business.”

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,366.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Fatmata to purchase bags of rice, tomato, couscous, milk, and mayonnaise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 11, 2014
Jul 23, 2014
Currency Exchange Loss:
Mar 25, 2015