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Yao has been selling soap for the past year in Lomé, the capital of Togo. He is 42 years old and lives with his wife, also a retailer, and their one-year-old child. Yao will use this 300,000 XOF loan to increase his stock of soaps. This will be Yao’s first loan with WAGES. In the future, he hopes to use his profits to reinvest in his business so that he can sell in multiple locations, and to assure that his family’s needs are fully provided for.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!


About Togo

  • $1,700
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,707,600
    Funds lent in using Kiva
  • 484.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $625 helped Yao to buy soap for resale.
78% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 23, 2014
Currency Exchange Loss: