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Vilma Margot
Vilma Margot is a member of the Wiracocha (“Sun God” in Quechua) Village Bank. She is 58 years old and has five adult children, one of whom still lives with her. Her husband died recently after a long period of illness, so Vilma Margot is now a widow.


Vilma Margot works at the Regional Health Authority in the city of Ayacucho and also sells cosmetics and women’s clothing in her free time. Most of her clients are friends, family members and co-workers. She is requesting a loan of 1400 soles to buy more women’s clothing to sell. She buys brand-name clothing new in Lima and brings it to the city of Ayacucho, which is about 9 hours away.


In the future, Vilma thinks about opening up a store of her own. Her daughter used to own her own store, but had to close it due to the expenses resulting from her father’s illness. Vilma would also like to sell a wider variety of merchandise, though she is also thinking about retirement.


She has been working with FINCA Peru for just under one year and says it has been a good experience that has helped her get out of some tough situations.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $6,715
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD