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Murzali is a positive person in life. He is very well-versed in raising livestock. He has nine years of experience in this sphere. Animal husbandry is his main source of income. Therefore, Murzali is maximally busy with this work. Every day, he leads the livestock to pasture. He cleans the cowshed and maintains control over the cleanliness and health of the cattle. Murzali prepared a place specially for the cattle, where they spend the days. He skillfully formed the former channel where water flowed into a small pasture. His wife helps him with the dairy cows. They sell the milk produced and receive additional income. His children are grown already and work independently. They help their father and mother financially. But Murzali is not accustomed to sitting idly by. He has his own livestock from which he receives his well-earned income. Using the season, Murzali wants to buy a cow and feed. With hope, he appealed to MDO Arvand. He is thankful for the help and trust in offering the loan.
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Мурзали позитивный по жизни человек. Он очень хорошо разбирается в скотоводстве. У него девятилетний стаж в этой сфере. Скотоводство его основной источник дохода. Поэтому Мурзали максимум время занят этим делом. Он каждый день выводит скот на пастбище. Чистит коровник, держит контроль над чистотой и здоровьем коров. Мурзали специально для коров подготовил место, где они постятся днем. Он умело превратил бывший канал, где проходила вода, на маленькое пастбище. Его жена помогает ему с дойкой коров. Полученное молоко продают и получает дополнительный доход. Его дети уже взрослые и самостоятельно работают. Помогают отцу и матери материально. Но Мурзали не привык сидеть сложа руки. У него свой скот, от которого получает свой заслуженный доход. Мурзали пользуясь сезоном, хочет купить корову и корм. С надеждой обратился в МДО «Арванд» . Благодарить за помощь и доверие в предоставлении кредита.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,677,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Murzali to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 2, 2014
Jul 22, 2014
Currency Exchange Loss:
Aug 17, 2015