Rompe Corazones Group
The loan they will take out will benefit the micro-businesswomen, including Ana. She says that she joined Pro Mujer three years ago at the invitation of a friend who is a client of the institution. Right now, she has a business selling seasonings. She reports that she started this business to help her mother when she was a girl, because her mother worked in the same business. She says she decided to go off on her own because she needs resources for her education.
The loan she will take out now is to increase capital (buying seasonings wholesale). She will acquire them from wholesale distributors and later sell them in the markets of the city of El Alto. This type of work allows her to generate resources to finance her education.
When asked what she likes about Pro Mujer, she says that she likes the trainings and the health care the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ana es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una amiga que es cliente de la institución. En la actualidad ella tiene un negocio de venta de condimentos; da a conocer que este negocio lo implementó al apoyar a su madre desde niña, ya que ella trabajaba con el mismo negocio, nos comenta que decide independizar su negocio ya que necesita recursos para sus estudios.
El crédito que ahora sacará es para el aumento de capital (compra de condimentos por mayor) que adquirirá de las distribuidoras mayoristas y posteriormente lo comercializará las ferias de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar económicamente para financiar sus estudios.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación y de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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