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Gifty A. is a 30-year-old single woman with one child who is currently in school. She is a seller of pharmaceutical products, including antibiotic drugs, pain killers, and blood tonics. She sells such pharmaceuticals at the local market in Ashaiman, where she lives with her family.

She proudly states that most people in her community buy their pharmaceutical products from her because of the current national health insurance policy being implemented by the government of Ghana. Even so, she is seeking a loan to increase her supply of pharmaceutical drugs to better meet the needs of her customers. In doing so, she hopes to generate enough income to pay for her child's education.

Gifty is a member of the community group known as the “Ultimate” Trust Group. In this group, members not only provide support for one another in their efforts to repay their loans, but they also guarantee each others' loans as social collateral to ensure that their respective loans are promptly repaid. Her picture was taken at one of their group meetings.

About Ghana

  • $2,643
    Average annual income
  • 17
    View loans »
    Ghana Loans Fundraising
  • $11,000,625
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gifty to meet customer demand by increasing her supply of pharmaceutical drugs.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 10, 2008
Nov 12, 2008
Currency Exchange Loss:
Jul 15, 2009