Jesus Te Ama Group
The loan that they are seeking will benefit the small businesses in the group. Francisca states that she joined Pro Mujer three years ago after being invited by her neighbor who is a member of the institution. Currently, she has a business weaving blankets from Vicuña. She tells us that she started this business many years ago with her family since they work making these crafts.
The loan will help her to increase her capital by purchasing Vicuña fibers in bulk from the traditional markets in the city of El Alto. She will later sell the blankets that she weaves in her store. This form of work allows her to generate an income to support her family since she is married and has four children. When asked what she likes about Pro Mujer, she replies that she likes the meetings that she has with her members.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Francisca es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una vecina que es cliente de la institución. En la actualidad ella tiene un negocio de tejido de mantas de vicuña; da a conocer que este negocio lo implemento hace varios años conjuntamente sus familiares, ya que ellos trabajaban realizando este arte.
El crédito que ahora sacará es para el aumento de capital (compra de fibra de vicuña por mayor) que adquirirá de las ferias tradicionales de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella esta casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones que se desarrollan con sus compañeras de Banca Comunal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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