Dragón De Oro Group
The loan that they are requesting will benefit the small businesses of the group in which Sandra is a member. She indicates that she joined Pro Mujer a year ago after being invited by a friend who is a client of the institution. Currently, she has a business selling quilts. She states that she started this business five years ago when she learned the trade by observing her friend in her business.
The loan that she is now requesting will be used to increase her capital by purchasing a sewing machine. She will purchase the machine from one of the wholesalers in the city of El Alto. She will then install it in her workshop. This form of work allows her to earn an income to support her family since she lives with her partner and has two children.
When asked what she likes about Pro Mujer, she responds that she enjoys the training offered by the institution. One of the members is not shown in the picture because she was at the doctor's office.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sandra es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es cliente de la institución. En la actualidad ella tiene un negocio de venta de edredones; da a conocer que este negocio lo emprendió hace cinco años aprendiendo el mismo de su amiga a quien le observó en su negocio.
El crédito que ahora sacará es para el aumento de capital (compra de máquina de coser) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente instalará en su taller de costura. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.
En la imagen se puede observar que una de las clientes no esta presente, ella se encuentra en el consultorio médico.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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