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Cubanitas De Villa Ingenio Group
In this Group: Beatriz, Viviana, Manuela Lourdes, Silveria, Cristina , Nelly, Seina Celia, Lidia*, Martina
* not pictured
The group “CUBANITAS DE VILLA INGENIO” will start its 7th cycle at Pro Mujer, as part of the Andes Focus Centre. It is formed by 9 members and directed by a board where Beatriz is the President. The businesses that these members have are varied, amongst them are: “salteñas” (Bolivian pastry) sales, underwear sales, “api” (Bolivian beverage made from corn) sales, fish sales, food sales, and dressmaking.

The loan requested will benefit small entrepreneurs where Beatriz is a member. She mentions that she has been with Pro Mujer for 7 cycles. She joined through a friend’s invitation who is a client of the institution. Currently she has a dressmaking shop, she indicates that she learned this business from a previous job, later on with some capital she started her independent business.

The loan requested is to increase working capital (to buy fabric at wholesale) that she will buy from the wholesalers of the city El Alto. She will then make and sell clothing as per her clients’ requests. This way she can generate resources to support her family, she lives with her common-law partner and has two children.

When asked what she likes about Pro Mujer she indicates it’s the training that the institution provides.

One of the members chose not to be in the picture due to personal reasons.
View original language description ↓
La A.C. “CUBANITAS DE VILLA INGENIO” iniciará el séptimo ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Beatriz es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de salteñas, venta de ropa interior, venta de api, venta de pescado, venta de comida, taller de costura.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Beatriz es integrante, ella indica que hace siete ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es cliente de la institución. En la actualidad ella tiene un negocio de taller de costura; da a conocer que este negocio lo aprendió de un trabajo anterior donde trabajaba de operaria, posteriormente con un poco de capital decide implementar un negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de tela por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación que ofrece la institución.

Una de las socias esta ausente en la imagen, por razones personales no deseaba salir en la imagen del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $5,500
    Average annual income
  • 178
    View loans »
    Bolivia Loans Fundraising
  • $30,838,375
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Cubanitas De Villa Ingenio Group's $2,275 loan helped a member to buy fabric at wholesale prices.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2014
Listed
Jul 23, 2014
Currency Exchange Loss:
Possible
Ended:
May 23, 2015