Update on Monica IsabelMónica is 34 years old and lives in a common-law marriage with her partner and and child in the Ventanas Provincia De los Rios Canton. The members of VRC Cevallos work in agriculture, it's located in the San Francisco precinct and belongs to the San Juan de Pueblo Viejo Parish
Monica works in agriculture, namely planting corn and soy, and in addition she works raising animals such as chickens and pigs. She's requesting a loan to purchase seeds, insecticides, and fertilizers to boost her business.
With the aid of the loan she'll be able to buy what's necessary for agriculture. Her dream is to have her own business. The challenges she faces are competition and plant disease and pests. She enjoys knitting in her free time.
VRC CEVALLOS, SE ENCUENTRA UBICADA EN EL RECINTO SAN FRANCISCO, PERTENECE A LA PARROQUIA SAN JUAN DE PUEBLO VIEJO SE DEDICAN A LABORES AGRICOLAS.
Mónica se dedica a la agricultura a la siembra de maíz y soya, además se dedica a la crianza de animales como gallinas y cerdos. Solicita el crédito para compra semillas, insecticidas, fertilizantes y asi aumentar el negocio.
Con el apoyo del crédito podrá comprar lo necesario para la agricultura. El sueño es tener un negocio propio. El desafío al que se enfrenta es la competencia y las plagas. En el tiempo libre le guata tejer.
Previous Loan DetailsMonica is 33-years-old , is living with her partner, and has a son. The couples lives with the child in in the Canton Ventanas province of the rivers. Cevallos, is located on the campus San Francisco and belongs to the parish of old town of San Juan. This area is dedicated to farm work. Mon... More from Monica Isabel's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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