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Pacha Yllari De Huandar Group
In this Group: Roxana, Lucio, Moises, Moises, Lino, Juana Paula*, Osbaldo*, Mario, Sabino, Damacina, Luz Marina, Roberta, Cayetano
* not pictured
The members of this group belong to the comunal bank “PACHA YLLARI DE HUANDAR”. This bank is located in the district of Huandar, in the province of Calca and department of Cusco.

One member is Roxana, she is single, 33 years of age and has two children. She works in her own business selling and raising animals, she raises guinea pigs and hens, she grows and fattens them and then sells them in different markets.

Through this small business she is able to provide well for her children, her dream is to have a shop from which she can sell the guinea pigs and hens. She is asking for a loan to buy guinea pigs and hens as well as food for them.

The other members of the group work selling fruits, selling animals, running a grocery store, and running a restaurant.

Roxana is grateful to those who form part of this dream through this medium, and promises to make her repayments within the set time period.
View original language description ↓
Los socios pertenecen al banco comunal “PACHA YLLARI DE HUANDAR”; Este banco se ubicada en el distrito de Huandar, perteneciente a la provincia de Calca y departamento de Cusco.

La socia es la Sra. Roxana ella es soltera y tiene 33 años y tiene 2 hijos; La socia trabaja en su negocio de venta y crianza de animales, la socia cría los cuyes y gallinas los hace crecer y engordar y luego los vende en las diferentes ferias, por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los cuyes y gallinas. La socia solicita el crédito para comprar cuyes y gallinas y alimentos para los cuyes y gallinas.
Al momento de tomar la foto el socio se agacho.

Los otros socios se dedican al negocio de venta de frutas, negocio de venta de animales, negocio de tienda de abarrotes y negocio de restaurant.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $60,109,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Pacha Yllari De Huandar Group's $4,350 loan helped a member to buy guinea pigs and hens as well as food for them.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 17, 2014
Jul 30, 2014
Currency Exchange Loss:
Jan 17, 2015