Update on Juan NeptaliJuan is 20 years old. He is single, has no children, and lives with his mother in canton Ventanas in Provincia de los Ríos. He is a member of VRC CEVALLOS, located in Recinto San Francisco.
He belongs to the San Juan de Pueblo Viejo parish, dedicated to agricultural labor. Juan works in agriculture, planting corn and soy.
He requests this loan to buy seeds, fertilizers, insecticides and herbicides. With the help of the loan, he will be able to buy what he needs for planting and increase production. He will make his purchases in Ventanas.
His dream is to continue improving his cultivation. The challenges he faces are competition and crop diseases.
In his free time, he likes to practice sports.
Es integrante de la VRC CEVALLOS , se encuentra ubicada en el Recinto San Francisco. Pertenece a la parroquia San Juan de Pueblo viejo se dedican a labores afrícolas.
Juan se dedica a la agricultura a la siembra de maíz, soya. Solicita el crédito para comprar semillas, fertilizantes, insecticidas, herbicidas. Con la ayuda del crédito podrá comprar lo necesario para la siembra y asi aumentar la produccion. Las compras las realizará en Ventanas.
El sueño es seguir mejorando en los cultivos.
Los desafíos a los que se enfrenta es la competencia y las enfermedades en los cultivos.
En el tiempo libre le gusta hacer deporte.
Previous Loan DetailsJuan is 20 years old. He is single and doesn’t have children. He lives with his mother in the Ventanas canton, Los Ríos province. He is a member of the “Cevallos” Communal Bank, located in the San Francisco precinct, which belongs to the “San Juan Pueblo Viejo” parish, an area dedicated to far... More from Juan Neptali's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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