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Jean Marie
Monsieur Jean-Marie has been working in agriculture for years. He is married and the father of a family. He has taken a course in agriculture: how to sow, cultivate, harvest and care for his yield. He has put the knowledge he gained into practice and it has been fruitful.

Presently, he is asking for a loan of 300,000 f to buy seeds and fertilizer for his crops. He is very active, beginning his day at 8 am and ending work at 6 pm. In order to make better use of his knowledge, he pays two persons to help him with his work so that he can diversify his produce and services.

Jean-Marie has plans to buy a mill to grind millet as a way to diversify his business and also to acquire a thresher to ease his work.
View original language description ↓
Monsieur Jean-Marie, s’active dans l’agriculture depuis des années. Il est marié et père de famille. Il a suivit une formation sur l’agriculture : sur comment semer, comment cultiver et comment récolter et gérer son stock. Il a mis en pratique ses connaissances acquises et à récolté de bons fruits. Actuellement, il sollicite un crédit de 300 000F pour acheter des semences et de l’engrais et cultiver. Il est très actif et commence sa journée à 8h pour la finir à 18h. Pour mieux exploiter ses connaissances, il emploie deux personnes pour l’aider dans le travail ; il peut alors diversifier les produits et services.
Jean-Marie envisage d’acheter un moulin à mil dans le cadre de diversifier l’activité et d’acquérir aussi une batteuse pour faciliter le travail.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 46
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 484.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD