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Truth Group
In this Group: Naomi, Alley
The name of this borrower's group is Truth. It is composed of two women living in the same neighborhood. They sell wigs, perming cream, provisions and soft drinks.

The group's representative, Naomi, is 37 years old, married with 3 children, and works selling wigs and perming cream. She has been in this business for over six years. She helps her husband provide for everyday household needs thanks to the revenue from her business. Someday Naomi would like to open a big cosmetics shop and be able to serve the needs of her entire city. She and her other group member are requesting a loan to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 3.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Truth Group's $825 loan helped a member to buy wigs and perming cream to sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 3, 2014
Jul 22, 2014
Currency Exchange Loss:
Feb 17, 2015